Fintech Recruitment Agency | Xist4 - BI, Data & Cyber Roles | Bristol & London

Your Trusted Partner in Fintech Recruitment

Fintech is changing fast. AI is reshaping product development, fraud prevention and customer experience. Regulations are tightening. Expectations from investors and customers are rising. In this environment, hiring the right people is not just important. It is business critical.

At Xist4, we help fintech organisations hire with confidence.
We specialise in two of the fastest growing and most strategically important areas of the sector: Paytech and Regtech.
We also support wider digital transformation across data, cloud, cyber, engineering and leadership.

Our approach is fast, intelligent and built for long-term success.
Because in fintech, people power everything.

Why Fintech Companies Choose Xist4

Fintech leaders choose Xist4 because we understand the world you operate in.
AI, shifting regulations and increasing commercial pressure mean the cost of a bad hire has never been higher. You need a recruitment partner who understands your environment and who can deliver people who strengthen your business from day one.

Specialists in Paytech and Regtech
Our niche is what makes us effective. We understand how payment systems work, how regulatory decisions shape product and engineering roadmaps and how AI is transforming compliance, fraud prevention, risk and customer experience.

Faster Hiring with Fewer Dropouts
Our structured, human-first Candidate Journey Blueprint keeps candidates engaged and aligned throughout the process.
This reduces counteroffers, surprises and delays and supports your delivery timelines.

Retention that Protects Your Investment
Ninety-five per cent of our placements stay beyond twelve months.
This protects your budget and ensures continuity across your product, engineering or compliance functions.

Insight Before You Hire
Our Recruitment Insight Audit gives you clarity on compensation, role design, sourcing channels and talent availability.
This helps you make informed hiring decisions and reduces risk from the outset.

A Specialist Partner, Not a CV Distributor
We are deliberate and selective.
We only work in areas where subject matter knowledge makes a real difference and where our expertise supports better quality hiring.
This means you get a partner who understands your responsibilities and the consequences of hiring the wrong person.

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Recruiting for a Key Role? Start with Insight.

Before you begin a hiring campaign, understand the talent landscape.
Our Recruitment Insight Audit (RIA) gives you detailed, practical intelligence on salaries, job descriptions, talent pools and engagement challenges.

Book My Recruitment Insight Audit

Our Fintech Specialisms

Paytech

High growth. High volume. High impact hiring.

Paytech powers modern financial services. From processors and gateways to PSPs, schemes and embedded payment providers, the ecosystem is evolving rapidly. AI now influences every part of the payments journey, including fraud detection, identity verification, dispute management and optimisation.

This pace of change creates significant demand for specialist talent.

Roles we recruit for include:

• Product Managers across cards, acquiring, pay-by-bank, wallets and PSP platforms
• Payment Operations, Merchant Risk and Fraud specialists
• Engineers and data teams building high-volume, low-latency platforms
• AI specialists developing fraud models, identity verification tools and optimisation systems

Why clients partner with Xist4:

We understand the regulations, schemes, platforms and commercial models that underpin Paytech.
Our subject matter knowledge improves quality, reduces friction and shortens hiring cycles.

Regtech

The talent that protects your organisation and accelerates compliance.

Regtech is expanding rapidly as organisations respond to evolving requirements across AML, DORA, AI governance, open finance and consumer duty. Fintech firms are under pressure to strengthen compliance without slowing innovation, which is why demand for specialist talent continues to rise. AI-driven monitoring, risk analytics and automation are now central to modern compliance operations.

Roles we recruit for include:

• Heads of Compliance, MLROs and senior risk leaders
• Product Managers for KYC, KYB, AML, onboarding and identity platforms
• Data Scientists developing fraud, behavioural and monitoring models
• Engineers working on compliance automation and regulatory technology
• AI specialists building monitoring, detection and decision support systems

Why clients partner with Xist4:

Regtech hiring requires deep understanding of regulation, data, engineering and operational risk.
We specialise in this intersection and help fintech organisations fill roles that internal teams often struggle to deliver.

Our Approach: Built For Fintech Recruitment

The Xist4 Candidate Journey Blueprint is a structured, human-first process that provides consistency, clarity and trust from start to finish.

It delivers:

• Higher engagement at every stage
• Fewer dropouts and fewer counteroffers
• Faster, smoother recruitment
• A stronger employer brand in competitive talent markets
• Better alignment between candidate purpose and business goals

Supporting Fintech Segments

Our core expertise is in Paytech and Regtech.
We also support closely related areas of fintech where our knowledge of data, engineering, cloud and security adds immediate value.

Where we can also help:

• Digital banking and challenger banks
• Insurtech organisations modernising core systems
• Wealth and investment platforms adopting digital and AI capabilities

These engagements are typically part of wider Paytech or Regtech partnerships and focused on roles in engineering, data, cloud, security and product.

Key Roles We Recruit For

Leadership and Strategy
CEOs, CTOs, CDOs, CISOs, MLROs, Group Directors
Leaders who shape product, risk, data and AI strategy across Paytech and Regtech.

Business Intelligence and Insights
BI Analysts, Data Visualisation Specialists, Reporting Analysts
Professionals who provide insight for AI-driven decision making and regulatory reporting.

Data Science and Advanced Analytics
Data Scientists, Predictive Modellers, Quantitative Analysts
Experts in fraud modelling, behavioural analytics, monitoring systems and AI-powered risk detection.

Data Engineering and Architecture
Data Engineers, Data Architects, Database Administrators
Specialists who build the secure, scalable data pipelines and feature stores that power AI systems in payments and compliance.

Infrastructure and Cloud Platforms
Infrastructure Engineers, Cloud Architects, DevOps Engineers
Technical teams who deliver resilient, high-availability environments for AI workloads, real-time payments and regulatory automation.

Cyber Security
Cyber Security Analysts, Information Security Managers, SOC Analysts
Security specialists who protect AI models, payment infrastructure, identity systems and regulatory platforms.

Let’s Build Your Dream Team

Exceptional talent is the foundation of fintech success.
Partner with Xist4 to build the teams that will support your next stage of growth.